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Preventing Health Problems, and High Health Care Costs

Posted, by Rachel (Merkin) Welt on 06/29/2010

As health care costs soar for businesses (especially small businesses) it is important to remember that 90%of all health care costs come from preventable illness. With that in mind, as an employer the easiest way to keep health care costs down is to promote health among employees. Some of the easiest ways to do this is to promote healthy lifestyle choices in the workplace, and identify participants in the health care program that are at risk for illness. By targeting at risk individuals and offering preventative care options, it allows your company to make a small investment in prevention to avoid much larger health care costs for both the company and the employer further down the road. Only 5% of total health care costs go to preventative care; but if more dollars went toward prevention the total health care costs for businesses would decrease dramatically. One way to promote preventative health in the work place is by using the CVS Select Card which works for all your Health and Wellness, HAS, and HRA programs. This is a selectively filtered card based on the IIAS database, and current FSA recipients of the CVS Select Gift card are able to purchase from the following o Baby Care, Allergy remedies, First Aid, Pain relievers, Home Diagnostics, o Oral Hygiene, Stomach Remedies, Nicotine Replacements, Cough and Cold o Remedies, and Eye and Ear Care o Filters out purchases such as cigarettes and alcohol. o Cards are available in flexible denominations and are reloadable.


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